When your credit score is high you are considered a credible investor and your objective is to maintain your score to the highest number possible. How to do that? Follow these proven steps to do it:
1. Order individual reports rather than ordering in group. This will lessen your chance of getting involve in future problems. You can also start a dispute over the internet faster this way because ordering by bulk takes some time. Don't worry about how much it would cost you by doing individual credit reports purchase because when you already get the scores that you want, every investment you made will be paid off!
2. Ask your credit card agencies to boost your credit card lines. This can help increase your credit by as much as 60 points and improves your credit to available ratio amounts on your account.
3. Rearrange your debt in order to get the most economical debt-to-available-credit ratio which is 25%-35%.
4. Your credit card reports determine your ratio. Keep reorganizing your debts by paying your debts at the soonest possible time you can.
5. The reason why your credit score decreases is because of the high debts shown on your credit reports. You can change this by looking for lenders who don't mind tracking records or making reports of your debt. You may seek help from good friends and family who trust you with these matters. Just remember to invest your money wisely and don't break the trust given on you!
6. There are really times where you can receive wrong credit reports that affect your score but it is easy to alter this. You can fax the incorrect credit report to the credit agency and in most cases they would correct your credit reports immediately.
7. Start your dispute online with every service. The best way to suspend the unhelpful offensive items from your credit report is to boost your score. Your score will change accordingly once the dispute is solved, however you will experience a temporary reprieve during the resolution process due to the negative offensive reports.
8. Choose the middle score of your credit to work on. When you purchase something such as real estate or a vehicle, the lender in most cases selects the middle score rather than your highest or lowest scores, so this is the most important score of all. When you increase your middle score, then the previously highest score that you have is most likely to be pulled off by lenders on your next purchase.
9. Another way to increase your credit score is by requesting a good friend or a relative with an excellent credit history add you to their card. When you do this your social security number will be added to their account and their years of good credit history will be manifested on your credit report improving your score. They don't have to be threatened by any negative history of your reports because it will not show up to their credit report since their social security number is not added to your account, so no harm!
10. There are also cases where you receive reports showing that there are debts which haven't been paid yet. If you are in this situation pay the full account to clear out those items from your credit report. Have the company delete those items to avoid future problems.
1. Order individual reports rather than ordering in group. This will lessen your chance of getting involve in future problems. You can also start a dispute over the internet faster this way because ordering by bulk takes some time. Don't worry about how much it would cost you by doing individual credit reports purchase because when you already get the scores that you want, every investment you made will be paid off!
2. Ask your credit card agencies to boost your credit card lines. This can help increase your credit by as much as 60 points and improves your credit to available ratio amounts on your account.
3. Rearrange your debt in order to get the most economical debt-to-available-credit ratio which is 25%-35%.
4. Your credit card reports determine your ratio. Keep reorganizing your debts by paying your debts at the soonest possible time you can.
5. The reason why your credit score decreases is because of the high debts shown on your credit reports. You can change this by looking for lenders who don't mind tracking records or making reports of your debt. You may seek help from good friends and family who trust you with these matters. Just remember to invest your money wisely and don't break the trust given on you!
6. There are really times where you can receive wrong credit reports that affect your score but it is easy to alter this. You can fax the incorrect credit report to the credit agency and in most cases they would correct your credit reports immediately.
7. Start your dispute online with every service. The best way to suspend the unhelpful offensive items from your credit report is to boost your score. Your score will change accordingly once the dispute is solved, however you will experience a temporary reprieve during the resolution process due to the negative offensive reports.
8. Choose the middle score of your credit to work on. When you purchase something such as real estate or a vehicle, the lender in most cases selects the middle score rather than your highest or lowest scores, so this is the most important score of all. When you increase your middle score, then the previously highest score that you have is most likely to be pulled off by lenders on your next purchase.
9. Another way to increase your credit score is by requesting a good friend or a relative with an excellent credit history add you to their card. When you do this your social security number will be added to their account and their years of good credit history will be manifested on your credit report improving your score. They don't have to be threatened by any negative history of your reports because it will not show up to their credit report since their social security number is not added to your account, so no harm!
10. There are also cases where you receive reports showing that there are debts which haven't been paid yet. If you are in this situation pay the full account to clear out those items from your credit report. Have the company delete those items to avoid future problems.
About the Author:
Allan Henry has been in the field of credit building for a long time and maintains a website about good credit rating where you can get answers to the rest of your questions.
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