It is usually a good idea for you to get insurance on anything that you buy or own. The common things that people get insurance on are their house, car, and other expensive purchases. Having insurance on your items means that if something happens that is out of your control you can get reimbursed the value of the item since it is covered.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
Two Types of Bad Faith Claims
There are two different kinds of bad faith claims, first and third party claims. First party bad claims include things your insurance company failing to go through and process your claim. You could also consider it a bad faith claim if the company does not do a good job investigating the claim that you call in. An example of this type of claim would be if your car house was damaged due to flooding and they never came to look at it but still denied your claim.
Another great example of a bad faith claim would be if your insurance company said that you were going to be reimbursed for some sort of damages and didn't bother sending the money for a long period of time. If the insurance provider has all of the evidence they need to make their decision but still take a year to issue your money this would also be considered a bad faith case.
Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.
How a Houston Insurance Lawyer can Help
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
Two Types of Bad Faith Claims
There are two different kinds of bad faith claims, first and third party claims. First party bad claims include things your insurance company failing to go through and process your claim. You could also consider it a bad faith claim if the company does not do a good job investigating the claim that you call in. An example of this type of claim would be if your car house was damaged due to flooding and they never came to look at it but still denied your claim.
Another great example of a bad faith claim would be if your insurance company said that you were going to be reimbursed for some sort of damages and didn't bother sending the money for a long period of time. If the insurance provider has all of the evidence they need to make their decision but still take a year to issue your money this would also be considered a bad faith case.
Third party claims are slightly different, but still highly illegal. Two of the best examples of a third part bad faith claim would be if you are stuck without any kind of defense or help when you end up in a situation where you are trying to prove that you should get insurance money for your company, or if they handle your case in a negligent fashion.
How a Houston Insurance Lawyer can Help
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.
About the Author:
If you need help from a Houston insurance lawyer, contact Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.
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